Protection planning at D S Howell; Allow us to help protect you.

Providing support to help protect you and your loved ones.

Life insurance is simply a product that helps to provide financial protection and security for you and your family, by paying out a lump sum that will help them cope if something happens to you.

There are many different types of life insurance products; ranging from whole of life policies to set term policies that will possibly cover a specific event, for example, covering your outstanding mortgage liability. It can often be difficult to work out what product you need, how much cover is required and for how long you may need it.

Did you know?

It is estimated that only 50% of UK adults with a mortgage have life cover. Consider how your family would be impacted if something happened to you.

What is income protection?

In a nutshell, income protection is an insurance policy that pays out if you are no longer able to work because of an injury or illness. This can prove essential to help cover your monthly outgoings if you are off work.

As of 2020, approximately only 200,000 people in the UK had income protection cover and over 1,000,000 workers were unable to work due to sickness or injury. It is worth considering, if you were unable to work, how would you support your essential outgoings?

There are many different types of products and to make sure you make the right decision, why not contact us so we can guide you in the right decision.