Janet Phillips

Hi, I’m Janet Phillips and I’ve been a client of Richard and now, DS Howell for over eight years.

I previously worked with Richard, and he was a very trusted adviser. Subsequently, I needed some pension advice, which Richard gave me. In a business that I previously worked in, he became a very trusted partner, assisting us in our financial needs, savings and lending.

My first contact with Richard, despite having worked with him previously, was regarding my pension, which needed some work. Despite having worked in financial services for 27 years, it was an issue I had neglected. Richard put that into some sort of order for me. This made me extremely happy and, as a result, I’ve introduced a number of clients to him. I also worked in a company that needed both investment and financial products, for which Richard was our go-to adviser.

Richard has become involved in changing my pension. He changed my mind on what I wanted to do with it, having previously had very set ideas. But having recently retired, I decided that I no longer wanted to go into business. Richard has been absolutely superb in sorting out funding to make my pension grow in its current format.

Richard and DS Howell have become a big part of my life. They are key to my financial security, and I feel extremely comfortable. It’s like having a third member of the family.

My financial future with Richard and DS Howell is in extremely good hands. I have no concerns for the future whatsoever, and have regular updates as to where I am.

The three words I’d use to describe Richard and DS Howell are timely, trustworthy, and professional.

The best thing about working with Richard and DS Howell is the timely response to my requests.

The best piece of advice that I have received from Richard and DS Howell is to stand back and actually reflect on what I’m looking for. My usually impulsive nature is to drive at 100mph, but I’ve parked in the layby, so to speak, and this is the best bit of advice anybody could have given me.

I have no hesitation whatsoever in recommending Richard and DS Howell. I’ve actually introduced a number of clients to them in the past, and will continue to do so at every opportunity.