Welcome to DS Howell. We’ve been helping individuals and businesses build financial plans since 2004.
We’ll start by understanding the reason you’re here.
Then, we’ll develop a personalised financial plan to address your challenges and problems, while achieving your aspirations and ambitions.
We are proud of how we have helped our clients, hear how we have helped them achieve their goals through effective financial planning.
Thanks to DS Howell, we've been able to retire early and relocate to the coast.
We don't have to worry about managing our money any more. DS Howell do it for us.
We find DS Howell easy to work with and they understand our needs as a firm.
I feel my financial future is in extremely good hands with DS Howell.
Your first contact with us is about giving you the time to tell us what your concerns and needs and goals are – because everything we do will focus on these. It is also an opportunity for us to explain a bit more about who we are, what we do and how we may be able to help. We’ll be clear if we do not believe we can help you and will give you plenty of opportunity to ask questions so you can establish if we’re the “right fit” for you.
This is where we look at things in greater detail. We’ll ask you to tell us more about your circumstances and objectives, assets and liabilities, income, expenditure and any existing policies you have. We will also ask you about your attitude to investment risk. The discovery phase enables us to gather all the necessary, relevant information we need to help build your personal financial plan for the future.
Our in-house team develops the work we have started, analysing the numbers you’ve provided and researching the most suitable options to help you reach your goals. We also have external third parties on hand to support us, if required, to make sure we are covering all aspects of your plan and not leaving anything to chance. We use the latest tools and software to assist us in making our recommendations and building your personal plan.
This is when we present our findings back to you. We will typically meet with you face to face, but we can meet via Zoom video link or on the phone if you prefer. All the advice we give will be broken down so that it is understandable, without the use of unnecessary jargon, and we will evidence this in our financial planning report, which is a key part of the presentation. We work hard to ensure all our recommendations are transparent and that you are entirely comfortable before we progress – if you decide that’s what you want to do.
If you decide to proceed with our recommendations, our team will implement your plan so you can rest easy, knowing that all the chasing and setting-up is taken care of and handled professionally. We will communicate with you regularly during this process, so you are fully aware of expected time frames and where we are in the process.
Regular reviews – while not obligatory – have many benefits. By continuing to meet with you on a regular basis, we can make sure your finances stay on track and that your plans continue to be aligned with your objectives if your life and circumstances change.
Ongoing management includes the following:
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If you want to make the most of your finances, we're keen to help. Please get in touch with us either via telephone or email or by the using the contact form here.
